What does a Brick and mortar Florida based employer Mean?

 

Borrowers that work at a brick and mortar location of employer can confirm with the Employer Address located on page 1 of the 1003.

  • Borrowers that work from home can confirm employer is a Florida based business through the FL Division of Corporation & www.sunbiz.org IF employer's registration reflects a Principal Address located in Florida. 
  • Self-Employed borrowers can provide a copy of their 1099 validating contracted employer is a Florida based company if 1099 reflects the payer's company name and address is located in Florida.
  • Self-employed borrowers that file a Schedule C can confirm a FL based company if the Schedule C reflects a proprietor's business address located in Florida.

 

New Listings

$1,680,000
7 Beds 5 Baths Phillips Grove Tr I SubDv. 32836 Zip Code
Discover this meticulously maintained, exceptionally upgraded home in Phillips Grove, a prestigious gated community in Dr Phillips. Minutes from Restaurant Row, shopping, top-rated schools, Interstate 4, and Orlando's attractions, this exceptional residence offers luxury, comfort and convenience. Unlike brand new construction, post-closing upgrades and custom enhancements are already in place, allowing for a turnkey luxury lifestyle. Designed for everyday living and entertaining, this home showcases premium finishes and upgrades. Highlights include a dramatic two-story foyer, staircase with black wrought iron balusters, soaring ceilings, 8-foot doors, custom closet systems and a versatile office space. The gourmet kitchen features quartz counters, tile backsplash, oversized center island, upgraded stainless steel appliances, natural gas cooktop, vent hood, built-in oven/microwave, brushed gold hardware, cabinetry with pull-out organizers, under-cabinet lighting, pendant lights, a walk-in pantry with custom built-in shelving and spacious dining area. Three-panel stacking sliders connect indoor and outdoor living. Custom full-width cornice treatments add architectural touch. The adjoining gathering room offers a tray ceilings, accent wall and 7.1-channel surround sound wiring. The covered lanai features a fully equipped summer kitchen with built-in grill, vent hood, refrigerator, ice maker, sink, stone countertops and dedicated serving station. An oversized screened enclosure, LED cove lighting, JellyFish lighting system, mounted TV with soundbar and abundant electrical outlets create amazing entertainment space. Enjoy wooded views with no rear neighbors. Two primary suites provide flexibility for multigenerational living or guests. The downstairs primary suite offers a tray ceiling, oversized wraparound walk-in closet with custom organization system, and bathroom featuring dual quartz vanities, comfort-height cabinetry and upgraded walk-in shower with tiled walls, built-in bench, and dual handheld shower heads. Upstairs features a spacious loft with sliders leading to the covered balcony, media room pre-wired for a wall-mounted TV, and laundry room with cabinetry, folding counter and sink. The second primary bedroom offers an accent wall, access to the balcony, walk-in closet with a custom organization system and ensuite bathroom. Energy-efficient features: 15 SEER HVAC system, tankless natural gas water heater, Low-E dual-pane windows, radiant barrier roof sheathing and R-30 ceiling insulation. Smart home features: security system, interior/exterior cameras, video doorbell, smart door lock and smart garage opener. Whole-home features: built-in closet systems, ceiling fans, rounded-wall corners, custom Zebra dual shades, CAT6 wiring, water softener and surge protection. Additional features: 3-car garage with epoxy flooring, ceiling-mounted storage, utility sink, garage refrigerator, programmable thermostat, Sentricon termite protection, Taexx built-in pest control system, landscaping, gutters, irrigation system, tile roof, brick-paved driveway, covered front porch, mudroom with built-in drop zone and more. Phillips Grove offers a gated entry, pool, cabana, tennis, natural gas community, and HOA-maintained lawn care. Nearby Dr. P. Phillips Community Park offers soccer, baseball, basketball, volleyball, playgrounds, splash pad, dog park, walking paths and picnic areas.

7606 Wandering Way, Orlando

$290,000
3 Beds 3 Baths Key West A Condo SubDv. 32714 Zip Code
Welcome to this stunning top floor townhome offering a light filled layout and turn key modern design. Step inside the entry foyer that opens into a spacious open concept living and dining area featuring soaring vaulted ceilings, beautiful wood style flooring, and sliding glass doors leading out to a peaceful private balcony. The chef inspired kitchen boasts crisp shaker cabinets, sleek stainless steel appliances, durable tile floors, pantry storage, a bright breakfast nook, and convenient laundry room access. The main level primary suite serves as a relaxing retreat complete with a generous walk in closet and an en suite bath equipped with dual sinks, a glass door shower, and a soothing deep soaking bathtub. Up the stairs, a versatile second floor loft overlooks the main living space, perfect for a home office or flex space, alongside a large storage closet. Two additional spacious guest bedrooms feature ample closet space and share a well appointed guest bathroom with dual sinks and a tub/shower combo. Residents enjoy resort style community amenities, including a swimming pool and fitness center just a short walk away. Situated in a prime location within Seminole County, this home offers access to top rated schools such as Forest City Elementary, Teague Middle, and Lake Brantley High. Enjoy incredible proximity to Cranes Roost Park, Altamonte Mall, Wekiva Springs State Park, and downtown Orlando. Travel is effortless with easy access to I-4, State Road 436, Maitland Boulevard, and Orlando International Airport. Take the 3D virtual tour today and schedule your private showing!

696 Seabrook Court Unit 202, Altamonte Springs

$1,389,000
3 Beds 3 Baths Lake Murphy Estates SubDv. 32784 Zip Code
Nestled beneath a canopy of majestic oak trees along nearly 300 feet of pristine Lake Murphy frontage, this extraordinary custom-built estate embodies the charm of Old Florida with the luxury and craftsmanship today's discerning buyer desires. Enjoy breathtaking west-facing sunsets and peaceful views of the neighboring cattle pasture, all while being just minutes from Mount Dora, Eustis, and Tavares. Bring the boat, Lake Murphy is a private skiable lake, offering endless opportunities for watersports, fishing, and sunsets right from your backyard. Built in 2009 and used primarily as a vacation home until recently, this meticulously maintained 3-bedroom, 2.5-bath residence offers over 2,700 square feet of thoughtfully designed living space. Soaring 10-foot ceilings, custom mahogany entry doors, handcrafted cabinetry, and stunning white oak flooring showcase the exceptional quality found throughout. The gourmet kitchen is a chef's dream, featuring GE Monogram appliances, Thermador cooking equipment, a farmhouse sink, warming drawer, built-in microwave, wine cooler, custom cabinetry, and a refrigerator that's only one year old. Designed to embrace its stunning surroundings, nearly every room opens onto expansive porches or balconies overlooking the lake. The luxurious primary on-suite bath features marble countertops, a spa-inspired walk-in shower with full-body spray jets, and plumbing already in place for a freestanding soaking tub. Exceptional craftsmanship continues throughout the home with custom wood columns and a fireplace mantel milled from trees harvested directly from the property. Additional features include a remote-controlled gas fireplace, whole-home surround sound with individual room controls, security system with glass-break sensors and door monitoring, authentic brick-floored mudroom, two HVAC systems (one replaced approximately two years ago). The beautifully landscaped grounds include mature trees and a 20-zone irrigation system to maintain the lush setting year-round. Zoned for horses and chickens, this property offers the perfect blend of luxury estate and country lifestyle, bring the farm and enjoy the freedom to create your own private homestead while still living on the water. The detached 3,300+ square-foot garage provides space for four vehicles and includes an unfinished 1,400-square-foot upper level ready to become a guest suite, home office, studio, multigenerational living space, income-producing apartment, or even a boutique event venue (subject to county approval). For those seeking even more privacy, the seller may consider selling the adjoining five-acre parcel with the home, creating the opportunity for an extraordinary family compound or expanded equestrian estate. The parcel will not be sold separately. A new architectural shingle roof was installed in 2024 over a peel-and-stick waterproof membrane for enhanced protection and potential insurance savings. Properties of this caliber are rarely available in Lake County. Offering timeless architecture, unmatched craftsmanship, incredible waterfront views, skiable lake access, equestrian and hobby farm potential, and endless possibilities, this is more than a home—it's a legacy estate built to be treasured for generations.

39411 County Road 439, Umatilla

$599,900
3 Beds 2 Baths Lake Sawyer South Ph 01 SubDv. 34786 Zip Code
Virtually Staged. Discover this beautifully maintained 3-bedroom, 2-bath corner-lot home in Windermere. Surrounded by tree-lined streets and a welcoming neighborhood atmosphere, this home combines timeless charm with everyday convenience. Enjoy relaxing on the covered front porch, perfect for morning coffee, visiting with the neighbors or unwinding after a long day. Inside, the thoughtfully designed floor plan offers comfortable living spaces that are ideal for both everyday life and entertaining. The home features a galley style kitchen positioned between a cozy breakfast nook and the dining room, allowing for both casual and traditional dining options. The split-bedrooms provide added privacy. The on-suite primary bathroom features a soaking tub, dual vanities and a separate stand alone shower. The shower glass and tile were replaced in the fall of 2025. The home features real bamboo hardwood flooring in all interior areas except the kitchen, nook, bathrooms and laundry room. From the living room, open the sliders and step into your oversized patio. This patio has a generous covered area and a screened portion, allowing you to comfortably enjoy outdoor living while being protected from the Florida sun, weather and insects. The fully vinyl fenced backyard has two access gates and is ideal for pets, play or outdoor gatherings. New gutters and water heater were added in 2026, offering added peace of mind. Residents of this community enjoy access to a resort-style pool, basketball court, tennis/pickleball courts and a walking path, offering endless opportunities for recreation, relaxation and an active lifestyle. Whether you are searching for your first home, looking to downsize, or simply wanting to enjoy the charm and lifestyle that Windermere is known for, this property offers an exceptional opportunity in a highly sought-after location. Conveniently located near excellent schools, shopping, dining, theme parks and major roadways, this home offers easy access to everything Central Florida has to share. Don’t miss this opportunity - schedule your showing today.

13231 Roxboro Road, Windermere

$345,000
4 Beds 2 Baths Eaton Estates SubDv. 32751 Zip Code
Welcome to 501 Fitzgerald Drive, where modern updates meet an unbeatable location. Situated on a desirable corner lot, this beautifully renovated 4-bedroom, 2-bathroom home offers the perfect combination of style, functionality, and convenience. Inside, you'll find an open and inviting layout featuring luxury vinyl plank flooring, quartz countertops, a designer backsplash, stainless steel appliances, fresh interior finishes, and abundant natural light throughout. Major improvements—including the roof and HVAC system—provide added peace of mind, making this home truly move-in ready. Step outside to enjoy the spacious screened-in porch, the perfect place to relax, entertain, or enjoy Florida evenings without the bugs. The oversized driveway and covered carport provide plenty of parking for family and guests. Conveniently located just minutes from top-rated schools, Winter Park Village, shopping, dining, and entertainment, you'll also appreciate easy access to I-4 for commuting throughout Central Florida. Fitness enthusiasts will love being just around the corner from the new Life Time athletic country club, offering world-class fitness, pools, pickleball, and wellness amenities. Whether you're a first-time homebuyer, growing family, or simply looking for a beautifully updated home in a prime location, 501 Fitzgerald Drive is ready to welcome you home. Schedule your private showing today!

501 Fitzgerald Drive, Maitland

$379,900
4 Beds 3 Baths Greater Lakes Ph 1 SubDv. 34714 Zip Code
Virtually Staged. **Welcome to 4406 Olympia Court in beautiful Clermont!** This well-maintained 4-bedroom, 2.5-bath home offers approximately 1,816 square feet of comfortable living space and is perfect for families, first-time buyers, or investors alike. Freshly updated with **new interior and exterior paint**, this move-in-ready home welcomes you with a bright, inviting atmosphere. Step inside to discover an open floor plan featuring spacious living and dining areas, ceramic tile and carpet flooring, and an abundance of natural light. The kitchen overlooks the main living space and offers ample cabinet and counter space, making it ideal for everyday living and entertaining. The generous primary suite provides a private retreat with an en-suite bath, while three additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy the covered patio and backyard, offering plenty of room for outdoor entertaining, weekend barbecues, or simply relaxing in your own private outdoor space. Additional features include an inside laundry room, attached 2-car garage, and low quarterly HOA fees. Conveniently located near shopping, dining, top-rated schools, parks, major highways, and Central Florida's world-famous attractions, this home combines comfort, convenience, and value. Whether you're looking for your first home, your next home, or an investment opportunity, **4406 Olympia Court is ready for its new owner. Schedule your private showing today!**

4406 Olympia Court, Clermont

$525,000
4 Beds 2 Baths Watermill Sec 01 SubDv. 32817 Zip Code
Tucked away on a quiet cul-de-sac beneath mature oak trees, this charming 4-bedroom, 2-bath pool home with a dedicated office is located in the optional HOA community of Watermill. Inside, you’ll find a formal living room just off the entry, offering a great space to gather or entertain. The office sits toward the center of the home, complete with built-in bookshelves and a large window overlooking the pool—perfect for working from home or easily used as a playroom or flex space. The kitchen is filled with natural light from two solar tubes and features quality Starmark soft-close cabinetry, granite countertops, and a reverse osmosis system. It opens to the family room, where a wood-burning fireplace creates a cozy spot for relaxing. The home offers a split floor plan for added privacy, with the primary suite set apart from the additional bedrooms. The primary bedroom offers direct access to the pool deck through double doors, creating an easy connection to the outdoor living space, and features two closets, including a walk-in, along with an ensuite bathroom with dual vanities. The additional bedrooms each offer their own character, with two featuring walk-in closets and another with a custom built-in. The second bathroom doubles as a pool bath and has been updated with quartz countertops and a refreshed shower with a shower niche. Step outside to a private backyard designed for enjoying Florida living. The covered lanai provides a shaded space for grilling and dining, while the pool is perfect for cooling off on warm summer days. There’s also a fire pit for relaxing evenings and a shed for extra storage. Surrounded by mature landscaping and established trees, the yard offers both privacy and a peaceful setting to enjoy shady afternoons. Insurance items taken care of! Updates include Roof (2024), A/C (2019), and Hot Water Heater (2020).

9220 Eastport Terrace, Orlando

$1,100,000
4 Beds 3 Baths Lake Apopka Sound Ph 1 SubDv. 34787 Zip Code
Move in ready home with remarkable sunsets, breathtaking panoramic views of Lake Apopka, and calming bird watching right from the backyard. Highlights of this home from outside to inside are wide paver driveway with parking pad, spacious 3 car garage, covered front and rear porches, fully fenced in backyard, extended rear concrete patio, large flex room, mother in law suite with private entrance and kitchenette, and incredible kitchen to love at the center of an open floorplan. Floorplan: Triple split layout puts the primary suite, the secondary bedrooms, and the mother in law suite each in their own private area of the home. The mother in law suite has its own private exterior entrance, kitchenette, bedroom, and full bath. Large flex room for a home gym, office, studio, gaming room, or playroom. Kitchen: Cabinets to the ceiling, stone counters, beveled subway tile, farmhouse sink, island with seating for four, built-in wall oven and microwave, stainless vented hood, pot filler above the cooktop, spacious pantry, open to the living and dining space. Interior: Tray ceilings in the dining room, living room, and primary suite, wood slat accent wall, crown molding, upgraded lighting, ceiling fans, window treatments installed. Primary suite with walk in closet, corner tub, double sinks, and glass shower. Ceramic tile in main living areas, carpet in secondary bedrooms, inside laundry room. Exterior: Wide paver driveway with large paved parking pad, spacious three car garage, covered front porch, covered rear porch, extended full width concrete patio, fully fenced backyard with gates on both sides, sprinkler system throughout, tile roof. Recreation: Killarney Station trailhead five minutes out with bike rentals, repairs, and supplies center. West Orange Trail runs 20 plus miles into historic downtown Winter Garden. Lake Apopka Wildlife Drive and Lake Louisa State Park both an easy drive. Convenience: Downtown Wintergarden 25 minutes, Costco 8 minutes, Disney 25 minutes, Downtown Orlando 30 minutes, MCO Airport 35 minutes.

17854 Hither Hills Circle, Winter Garden

$337,500
3 Beds 2 Baths Royal Highlands Ph 02-B Lt 1317 Pb 50 Pg SubDv. 34748 Zip Code
Welcome to this beautifully maintained Scarsborough Model home in Royal Highlands, a sought-after 55+ gated golf community! Built by Pringle in 2004, this block and stucco residence offers 2,194 square feet under air, lovely landscaping, a screened entry, and impressive curb appeal with a three-car garage and expanded paver driveway. Double entry doors open to an expansive split-bedroom floorplan filled with natural light from skylights, plantation shutters, and abundant windows. High ceilings, crown molding, and formal living and dining areas create an inviting setting for everyday comfort and easy entertaining. The spacious primary suite features ample closet space, dual vanities, a relaxing soaker tub, and a desirable zero-entry shower. The cook’s kitchen is truly a standout, offering granite countertops, 42-inch upper cabinets, pull-outs in the lower cabinets, electric appliances, and plenty of room to stay connected with friends and visiting family. Enjoy additional living space in the enclosed Florida Room with paver flooring, plus valuable upgrades including a generator, 2025 water heater, water filtration, 2019 roof, 2018 HVAC, BBQ gas line, and more. This home may even be sold fully furnished if you bring your offer in time! Royal Highlands offers an active resort-style lifestyle with an on-campus restaurant, fitness center, driving range, courts, two pools, live entertainment, clubs, bingo, arts and crafts, exercise classes, a full library, and so much more. This one is a must-see—come experience the home, the community, and the lifestyle for yourself!

20647 Prince Ranier Place, Leesburg

$379,000
2 Beds 2 Baths Kings Ridge SubDv. 34711 Zip Code
As summer winds down, there’s no better time to settle into the active lifestyle that awaits in Kings Ridge. This highly sought-after St. Regis model is situated on a rare quarter-acre lot and offers 1,989 square feet of thoughtfully designed living space with 2 bedrooms, 2 bathrooms, and a versatile den with elegant French doors that is ideal for a home office, hobby room, or guest accommodations. The refreshed kitchen features quartz countertops, warm wood cabinetry, a new sink, updated fixtures, and newer appliances. Solar tubes brighten the great room and second bedroom, creating a welcoming atmosphere throughout the home. The spacious primary suite includes a walk-in closet, walk-in shower, Jacuzzi-style soaking tub, and sliding glass doors leading to the screened lanai, providing a comfortable place to enjoy Florida’s beautiful weather year-round. Step outside to the oversized screened enclosure and expansive backyard, offering plenty of room for entertaining, gardening, or simply relaxing in your own private outdoor space. A transferable home warranty is included, and furnishings are negotiable, making this home even more move-in ready. Life in Kings Ridge is about enjoying every season. Residents have access to three community pools, a beautifully appointed clubhouse, tennis and pickleball courts, scenic golf courses, fitness and social activities, and a vibrant calendar of clubs and events. Golf cart access to nearby shopping, dining, and everyday conveniences makes getting around easy and enjoyable. The monthly HOA includes lawn care, irrigation, cable, internet, and exterior painting, allowing you to spend less time on maintenance and more time enjoying everything this exceptional 55+ community has to offer. Welcome home to Kings Ridge, where comfort, convenience, and an active Florida lifestyle come together just in time to enjoy the changing seasons.

4334 Hammersmith Drive, Clermont

$559,000
4 Beds 4 Baths Thornbrooke Ph 4 SubDv. 32771 Zip Code
Virtually Staged. Welcome to this beautifully maintained home in the highly desirable Thornbrooke community! Built by Taylor Morrison, this stunning 4-bedroom, 3.5-bath residence showcases an open-concept design that perfectly blends modern elegance with everyday comfort. Step inside to high ceilings, abundant natural light, and a thoughtfully designed floor plan ideal for both entertaining and living. An additional powder bath in the first floor provides the flexibility to the visitors and guests. The kitchen features beautiful wood cabinetry, a spacious pantry, ample counter space, and an inviting layout that flows seamlessly into the main living and dining areas. The spacious first-floor Master suite serves as a private retreat with a tray ceiling, luxury vinyl plank flooring, custom-organized walk-in closets, and a well-appointed en-suite bath. Upstairs, you'll find three additional generously sized bedrooms, providing plenty of space. Pocket sliding glass doors open to a screened, low-maintenance tile covered patio, creating the perfect indoor-outdoor living experience to enjoy Florida's year-round lifestyle. A versatile flex room on the first floor offers endless possibilities and can easily serve as a home office, fitness room, playroom, or even a fifth bedroom. The conveniently located first-floor laundry room provides additional storage and functionality. This home has been thoughtfully upgraded throughout, including: #Elegant 8-foot interior doors throughout the first floor. 8 ft elegant glass front door#, #Tray ceiling in the primary suite#, #Luxury vinyl plank flooring in the primary bedroom#, #Custom closet organization systems#, #Screened tile patio, low-maintenance backyard#, #Stylish kitchen backsplash#, #Attractive stair railings#, #Whole-house water softener and reverse osmosis (RO) drinking water system# #Upgraded lights in dinning and bathrooms#. Residents of Thornbrooke enjoy access to a beautiful community pool, offering the perfect place to relax, exercise, and socialize. Ideally located just minutes from major employers including Deloitte, BNY, Verizon, AAA and other businesses throughout Lake Mary, Heathrow, and Sanford, this home also offers convenient access to shopping, dining, supermarkets like BJs, Aldi, Sams, and entertainment. Families will appreciate its location within the highly rated Seminole County Public School District. This exceptional home combines luxury, functionality, and an unbeatable location—making it a perfect place to call home.

480 Rocky Grove Lane, Sanford

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