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Florida Home Town Hero Requirements

  1. You must be a first time home buyer defined by the IRS. (have not owned a home within the past 3 years as your primary residence).  Veterans are except from this requirement, active military is not.
  2. Employment eligibility:
  • A person Employed full-time by a Florid-based employer as a health care worker, school staff member, first responder, public safety or court employee or child care worker;  Get a full list of the types of workers who qualify.
  • A service member of the United States military or military reserves, the United States Coast Guard or it's reserves, or the Florida National Guard; or
  • A veteran employed bull time by a Florida-based employer.
  • The property that you purchase must be your new primary residence.
  • You must not exceed the income and loan limits for the county you plan on buying in.
  • You must meet the credit requirements for the loan type you and your lender have chosen (VA, FHA, USDA, and conventional)
  • Home Buyer Education is required.  Your loan officer will assist you on how to complete this requirement. 

New Listings

2136 Bancroft Boulevard, Orlando
$573,000
4 Beds ⋅ 2 Baths ⋅ Rocket City SubDv. ⋅ 32833 Zip Code
GRAND FLORIDA LIVING IN WEDGEFIELD! Welcome to this beautiful, fully furnished 4-bedroom, 2-bathroom home in Wedgefield, offering 2,214 square feet of comfortable living space and gorgeous curb appeal. The home features a two-car garage and a fully fenced yard for added privacy. Inside, enjoy 9.5-foot ceilings, abundant natural light, energy-efficient windows, and a fully tiled interior with no carpet. The flexible front room is perfect for a home office, dining room, or additional living space. A triple-split floor plan offers privacy and versatility for family and guests. The open-concept kitchen features custom real wood cabinetry, soft-close drawers, granite countertops, stainless steel appliances, and a large island overlooking the family room and breakfast nook. Double sliding glass doors lead to a spacious covered porch, ideal for relaxing and entertaining. The private primary suite includes double closets and an en-suite bathroom with dual sinks, granite countertops, and a large walk-in shower. The conveniently designed laundry room features a window and hanger system, with access from both the primary bathroom and hallway. Enjoy your fully fenced backyard with established orange, guava, and papaya trees. With fertile soil and space to enjoy the outdoors, this property offers a wonderful taste of Florida living. Conveniently located near Orlando International Airport, major roadways, Kennedy Space Center, and Port Canaveral, this home combines peaceful residential living with convenient access to nearby destinations. Fully furnished, no HOA, and move-in ready for your next chapter in Florida! Schedule your private showing today.

2136 Bancroft Boulevard, Orlando

5026 Tideview Cir Unit 17, Orlando
$499,000
3 Beds ⋅ 4 Baths ⋅ Bayshore/Vista Cay Ph 3 SubDv. ⋅ 32819 Zip Code
Seize the opportunity to own a high-performing, income-producing vacation rental in the highly desirable Vista Cay at Harbor Square, strategically located directly across from Universal Epic Universe, Orlando’s newest and most anticipated attraction driving massive rental demand. This fully furnished, professionally managed, turnkey investment is already generating income and comes with future bookings in place, allowing for immediate cash flow from day one. Designed with guest experience in mind, the property features a flexible layout with a private first-floor ensuite, an open-concept second level ideal for entertaining, and additional bedrooms—including a spacious primary suite—on the third floor, maximizing occupancy and rental appeal. Located within a gated, resort-style community, Vista Cay offers premium amenities that consistently attract guests, including multiple pools, fitness center, clubhouse with concierge/front desk services, walking trails, and sports courts, enhancing both guest satisfaction and repeat bookings. Investor-friendly HOA covers exterior maintenance, internet, cable, and valet trash, reducing overhead and simplifying ownership. Positioned in the heart of International Drive, just minutes from Universal Orlando Resort, SeaWorld Orlando, Walt Disney World, and the Orange County Convention Center, this property benefits from year-round tourism, corporate travel, and convention traffic, ensuring strong occupancy potential. Whether you’re expanding your portfolio or securing a high-field asset in one of Orlando’s fastest-growing corridors, this is a rare opportunity to invest where growth, location, and income align.

5026 Tideview Cir Unit 17, Orlando

9493 Reymont Street, Orlando
$1,190,000
4 Beds ⋅ 4 Baths ⋅ Laureate Park Ph 5b SubDv. ⋅ 32827 Zip Code
A PRIVATE POOL OASIS IN SOUGHT-AFTER LAUREATE PARK! Situated on a corner lot, this 4-bedroom, 3.5-bath home offers a desirable combination of a 3-car garage, dedicated home office, first-floor primary suite, and a heated saltwater pool with an expansive screened outdoor living area. A charming front porch welcomes you into an efficient floor plan with a private office, dining room with built-in buffet and shelving, and a well-equipped kitchen that opens to a family room with soaring two-story ceilings. Large sliding glass doors and upper-level windows bring in abundant natural light, while blinds on the lower-level doors and motorized Lutron shades above allow you to control sunlight and glare. The kitchen is anchored by an oversized island with generous workspace and bar seating, complemented by an induction cooktop, farmhouse sink, pot filler, and dedicated pantry. The first-floor primary suite includes an exceptionally large walk-in closet and a bathroom with dual vanities and an oversized shower equipped with three showerheads—rainfall, standard, and handheld. Upstairs, three additional bedrooms include two connected by a Jack-and-Jill bath. Three of the home's four bedrooms have walk-in closets. A versatile loft with a built-in workstation, wet bar, and beverage cooler provides additional space for work, relaxation, or entertaining. The screened pool and outdoor living area is a standout feature! Sliding glass doors connect the family room to a covered patio overlooking a heated saltwater pool long enough for lap swimming, complete with an integrated spa, sun shelf, decorative waterfalls, and fire bowls. The summer kitchen includes a built-in BBQ grill, beverage cooler, and serving bar, ideal for gatherings large or small. Privacy hedges and the screened enclosure create a more secluded setting while helping keep leaves and debris out of the water. Motorized hurricane-rated storm screens offer added protection for the sliding glass doors. Additional upgrades include premium exterior paint (2026), LED landscape lighting, gutters, plantation shutters, designer ceiling fans, custom lighting and LED illumination throughout, an upgraded water heater (2024), water filtration and softening system, and whole-home speaker infrastructure. The 3-car garage includes upgraded garage door components (2025), new floor coating, built-in storage cabinets, slat-wall organization, and a utility sink. Laureate Park is a master-planned Lake Nona community offering parks, green spaces, and a resort-style community pool. Enjoy the convenience of Lake Nona living with a private backyard setting designed for both relaxation and entertaining.

9493 Reymont Street, Orlando

116 Bauer Circle, Daytona Beach
$339,750
3 Beds ⋅ 2 Baths ⋅ Sedona At Lpga Intl SubDv. ⋅ 32124 Zip Code
Welcome to 116 Bauer Circle, located in the highly sought after Sedona community at LPGA International in Daytona Beach. Whether used as a primary residence or seasonal vacation getaway, this home offers a combination of space, convenience, and a resort-style environment! Enjoy the convenience of low-maintenance living, with HOA fees that cover lawncare, irrigation water, and contributions to reserves for future roof replacement and exterior painting. This home features a large backyard with expansive water views, offering a relaxing Florida vibe from sunrise to sunset! The outdoor space is ideal for entertaining, enjoying morning coffee, or unwinding in the evening. Inside you'll notice the high ceilings and architectural accents give this home a very bright and open feeling. Additional features include concrete block and stucco construction, a roof replaced in 2019, exterior painting completed in 2021, and true two car garage that connects to an oversized paver driveway accommodating up to four vehicles. Located within LPGA International, home to two championship golf courses, this property offers convenient access to shopping, dining, entertainment, and Daytona Beach's coastline. All information provided is deemed reliable but not guaranteed. Buyers and buyers' agents are encouraged to independently verify all information, including but not limited to square footage, measurements, HOA fees, restrictions, property features, and any other details deemed important. Photos virtually staged.

116 Bauer Circle, Daytona Beach

2139 Tillman Avenue, Winter Garden
$825,000
4 Beds ⋅ 4 Baths ⋅ Bronsons Landing SubDv. ⋅ 34787 Zip Code
STOP YOUR SCROLL!!! It's not everyday a GORGEOUS home inside the beautiful gated community of Bronson's Landing is available but this Pool Home offers SO MUCH! This 4 bedroom PLUS OFFICE and POSSIBLE 5th BEDROOM home has 4 FULL bathrooms with multiple living spaces, multiple dining areas as well as an extra large 3 car garage. At the heart of the home is the spacious kitchen with an island, perfectly positioned between the main living areas and designed for both everyday life and entertaining. You’ll find granite counter tops, a large center island, double ovens, plenty of cabinetry, and a pantry. One of the best features is that the primary suite and three additional bedrooms are all located on the main floor. The primary bedroom feels like its own private retreat on it's own side of the house with two walk-in closets, dual vanities, a soaking tub, and separate shower. Being a split floor plan, 2 bedrooms share a Jack-and-Jill bathroom that makes this home super functional. This home can easily handle generational living. Upstairs, the over-sized bonus room with its own full bathroom gives you even more possibilities. Use it as a game room, movie room, guest suite, home gym, second office, or even a possible 5th bedroom. There is plenty of flexibility to make the space work for your lifestyle. The backyard is where the Florida lifestyle really shines! Step outside to your own private oasis with a screened saltwater pool, covered lanai, paver deck, and convenient pool bath. The home backs to a beautiful tree-lined green space, giving you extra privacy and a peaceful setting with no home directly behind you. Imagine starting the morning with coffee by the pool, spending the afternoon soaking up the Florida sunshine, and ending the evening relaxing under the lanai. And YES! Location matters! Bronson’s Landing is a sought-after gated community in one of Winter Garden’s most desirable areas, with access to highly regarded schools and an amazing Central Florida location. You’re close to Winter Garden Village, shopping, dining, 429, and all the charm of Historic Downtown Winter Garden. ALSO! Walt Disney World is just a short drive away, making spontaneous trips to the parks, dinner at Disney Springs, or a night watching fireworks that much easier! This home gives you the space of a true family home, the privacy of a beautiful gated community, your own Florida pool, and easy access to everything that makes Winter Garden and the Disney area such a MAGICAL place to live. If you’ve been waiting for a home that offers space, flexibility, privacy with a pool, and a fantastic location, THIS IS THE ONE!

2139 Tillman Avenue, Winter Garden

4162 Sunset Preserve Boulevard, Orlando
$1,107,250
5 Beds ⋅ 5 Baths ⋅ Sunset Preserve Ph 1 SubDv. ⋅ 32820 Zip Code
Welcome to an extraordinary home in a gated enclave, located in an exclusive gated waterfront community of Sunset Preserve, featuring private boat ramp access to beautiful Lake Pickett. This impressive Gardenside model offers more than four thousand living space, featuring 5 bedrooms, 4 full size baths, and 1 half-bath, perfectly set on a spacious half-an acre pond-front homesite, thoughtfully designed for elegant living and grand entertaining. Home is one story with a loft. Enjoy Florida living at its finest with a custom saltwater pool enhanced by a sleek waterfall feature, creating a serene and elegant outdoor retreat overlooking the water. The extended pool deck and full-width screened lanai provide abundant space for relaxing, entertaining, and enjoying the beautiful pond views. Designed with multigenerational living in mind, the main level offers a flexible and functional layout featuring a private home office or den, formal dining room, living room, and a gourmet kitchen. The chef's kitchen is appointed with 42-inch designer soft-close cabinetry, an oversized quartz island and countertops, a premium KitchenAid stainless steel appliance package, and a spacious butler's pantry. Adjacent to the kitchen, the grand family room showcases soaring cathedral ceilings and an abundance of natural light. The luxurious first-floor primary suite serves as a private retreat, featuring direct views of the pool and pond through sliding glass doors. The spa-like ensuite bathroom includes a soaking tub, an oversized walk-in rain shower, and generous closet space. The first floor has three additional bedrooms, two full bathrooms, a convenient one half bath, and a large laundry room with space for a second refrigerator. Upstairs, the versatile loft area features an additional bedroom, full bathroom, and cozy reading nook. The highlight of the second floor is the expansive bonus room, complete with surround sound and endless possibilities for a media room, game room, home theater, fitness space, or guest retreat. This exceptional space must be seen to be fully appreciated. The side-entry three-car garage is finished with a durable epoxy flake coating, while the oversized driveway provides ample parking for family and guests. Additional features includes an irrigation well, helping reduce water costs. Ideally located near major highways, top-rated schools, shopping, dining, entertainment, and recreational amenities, this exceptional property offers the perfect blend of waterfront beauty, luxury, privacy, and convenience. Come experience the peace, tranquility, and upscale lifestyle that make Sunset Preserve one of East Orlando's most desirable communities!

4162 Sunset Preserve Boulevard, Orlando

17537 Lagoda Lane, Orlando
$1,257,500
5 Beds ⋅ 7 Baths ⋅ Estates/Lk Pickett-Ph 1 SubDv. ⋅ 32820 Zip Code
Solar-powered former MODEL HOME with FOUR TESLA POWERWALLS (fully owned) on a 0.53-acre lot in the Estates at Lake Pickett, East Orlando. Built in 2019, this 5-bedroom, 5-full and 2-half-bath two-story offers 4,992 sq ft under air (6,498 total) and upgraded finishes: crown molding, tray ceilings, and custom wall detailing on the main floor and primary suite. A wet bar with wine fridge welcomes guests at the foyer. The kitchen centers on an oversized island with stainless appliances and pendant lighting, open to the great room and dining area with pond views. An office plus a second office nook support working from home. Upstairs, the media room has remote blackout blinds, and the laundry room adds cabinets and a utility sink. The primary suite features motorized shades, a tray ceiling, soaking tub, and large closet with built-ins. Motorized blinds cover most of the home, and the screened porch has an electric retractable screen. A full pool bath is ready for a future pool, and a mudroom organizer and luxury vinyl plank flooring upstairs add everyday function. The garage is air-conditioned with overhead storage racks. Outside, the fenced backyard is framed by a privacy hedge and added trees, with an irrigation well and built-in holiday lighting. Recent electric bills average about $50/month. Private Community boat ramp Access to Lake Pickett, known for outstanding water sports and activities.

17537 Lagoda Lane, Orlando

8217 Sun Spring Circle Unit 52, Orlando
$190,000
2 Beds ⋅ 2 Baths ⋅ Club At Orlando Ph 14 SubDv. ⋅ 32825 Zip Code
Beautiful garden views! Thoughtful upgrades and excellent investment potential await at The Club at Orlando! Nestled within this well-maintained gated community, this desirable second-floor, 2-bedroom, 2-bathroom condo overlooks a beautifully manicured lush green space. Relax on your spacious screened porch, the perfect retreat for morning coffee or unwinding amid tranquil surroundings. Inside, abundant natural light creates inviting spaces featuring beautiful bamboo wood flooring throughout for easy, carpet-free living. The kitchen offers stone countertops, modern appliances, and ample cabinetry. The spacious primary suite features a walk-in closet and a newly remodeled en-suite bathroom (2026) with an updated walk-in shower and enclosure. Recent improvements include a new refrigerator and range (2026), water heater (2025), updated blinds (2024), and A/C (2020). Additional conveniences include interior laundry with washer and dryer and private exterior storage. Residents enjoy community amenities including a swimming pool, clubhouse, tennis courts, walking trails, and dog-walking area. The HOA covers cable, internet, water, trash, exterior maintenance, and grounds care, simplifying ownership. Conveniently located near Orlando International Airport, with easy access to SR 408, 417, and 528, the community offers excellent connectivity to Downtown Orlando, and Lake Nona Medical City. Investors take note! With strong rental income potential and relatively low HOA fees, this condo presents an attractive investment opportunity. Whether seeking a primary residence, seasonal retreat, or income-producing property, this move-in-ready condo delivers comfort, convenience, and value in a desirable Orlando location. Schedule your private showing today!

8217 Sun Spring Circle Unit 52, Orlando

127 E Ariel Road, Oak Hill
$499,000
2 Beds ⋅ 2 Baths ⋅ Indian Harbor Estates Un 03 SubDv. ⋅ 32759 Zip Code
Virtually Staged. or Virtual Enhancments to one or more photos***LOWER YOUR MONTHLY PAYMENT!***Seller is offering up to $10,000 toward a buyer’s interest rate buydown and/or allowable closing costs with an acceptable offer.*** Waterfront living is not just a view at 127 E Ariel Road, it is a lifestyle that begins right outside your back door. Tucked along a wide, deep canal in Oak Hill’s Indian Harbor Estates, this extensively updated 2-bedroom, 2-bath waterfront home offers approximately 1,800 square feet of living space per seller, a flexible two-level layout, and direct access toward Mosquito Lagoon and the Intracoastal Waterway. Upstairs, rich real-wood flooring, recessed lighting, ceiling fans and an electric fireplace create a warm, inviting main living area. The remodeled kitchen opens to the living and dining spaces with granite countertops, stainless steel appliances, glass-front cabinetry and convenient pull-out storage. The primary suite offers a private retreat with French-door details and an updated bath featuring granite countertops, built-in storage, tile accents and a glass-enclosed shower. Nearly 600 square feet of upper-level outdoor space may become your favorite part of the home, combining a large screened waterfront deck with an adjoining open deck overlooking the canal. It is an ideal setting for dining, entertaining, relaxing and enjoying the Florida waterfront lifestyle. Downstairs adds tremendous versatility with a spacious studio-style living and flex area featuring exposed tongue-and-groove wood ceilings, recessed lighting, ceiling fans, modern high-efficiency air conditioning, a full bath, laundry, workshop and storage space. Plumbing is already in place for the potential addition of a full kitchen or kitchenette, and the layout offers the possibility of creating a third bedroom, subject to applicable approvals. This space could work beautifully for guests, multigenerational living, recreation, a home office or other flexible uses. Outside, a newer concrete driveway leads to a substantial covered 2-car carport, while concrete-block lower construction, Hardie board siding upstairs, newer vinyl windows and a metal roof add to the home’s appeal. BRING THE BOAT! The waterfront setting is what truly separates this property from the rest. The home sits along one of the area’s deepest and most desirable canals, near a point where the canal opens into an exceptionally wide section of water that provides excellent maneuvering room. That extra width and depth can be especially appealing for owners of larger boats, including center consoles. A permitted private dock puts your boat just steps from the house, with room to explore a future dock configuration tailored to your needs, subject to permitting and applicable regulations. Spend your mornings fishing, your afternoons boating, enjoy the area’s legendary shrimping, or simply relax on the screened deck and watch the water. New Smyrna Beach, Ponce Inlet, Mosquito Lagoon, the Intracoastal Waterway and the Cape Canaveral area are all within easy reach by boat or car. If you have been searching for a property where boating is part of everyday life, this one deserves to be seen. Updated interiors, expansive outdoor living, flexible guest space, workshop and storage areas, a private dock and an outstanding wide-water canal location come together to create a unique Florida lifestyle property.

127 E Ariel Road, Oak Hill

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