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Florida Home Town Hero Requirements

  1. You must be a first time home buyer defined by the IRS. (have not owned a home within the past 3 years as your primary residence).  Veterans are except from this requirement, active military is not.
  2. Employment eligibility:
  • A person Employed full-time by a Florid-based employer as a health care worker, school staff member, first responder, public safety or court employee or child care worker;  Get a full list of the types of workers who qualify.
  • A service member of the United States military or military reserves, the United States Coast Guard or it's reserves, or the Florida National Guard; or
  • A veteran employed bull time by a Florida-based employer.
  • The property that you purchase must be your new primary residence.
  • You must not exceed the income and loan limits for the county you plan on buying in.
  • You must meet the credit requirements for the loan type you and your lender have chosen (VA, FHA, USDA, and conventional)
  • Home Buyer Education is required.  Your loan officer will assist you on how to complete this requirement. 

New Listings

$210,000
3 Beds 2 Baths Crescent Place At Lake Lotus Condo SubDv. 32714 Zip Code
Virtually Staged. Top-floor corner unit • Soaring ceilings • Two living areas • Upgraded kitchen—this is not your average condo! Natural light fills this spacious 3 bedroom, 2 bathroom home in the gated community of Crescent Place at Lake Lotus. Interior stairs lead to the main living level, where an open and flexible layout gives you plenty of room to relax, entertain, work from home, or create a space that fits your lifestyle. The main living room offers a comfortable gathering area, while the second living space can be used as a family room, media room, home office, or additional sitting area. A separate dining area is conveniently located just off the kitchen for easy everyday meals and entertaining. The upgraded kitchen features beautiful granite countertops, white cabinetry, and a breakfast bar. Just beyond the kitchen, the in-unit laundry closet keeps daily chores convenient and out of sight. The split-bedroom floor plan provides added privacy, with the primary bedroom set apart from the two secondary bedrooms. The primary suite includes a walk-in closet and private bathroom, while the additional bedrooms offer flexibility for family, guests, hobbies, or workspace and share a second full bathroom. Generous closet space throughout the home provides plenty of room for storage. Residents of Crescent Place at Lake Lotus enjoy gated access and community amenities, including a resort-style pool, fitness center, clubhouse, and valet trash service. The monthly HOA fee adds even more value by covering water, internet, and interior pest control service for the unit, helping simplify your monthly expenses. This convenient Altamonte Springs location places you minutes from Publix, Seminole State College, RDV Sportsplex Athletic Club, restaurants, shopping, and entertainment, with quick access to I-4 for commuting to downtown Orlando, Winter Park, Maitland, and surrounding business centers. You’ll also be close to parks, lakes, and dining, shopping, and recreation. Whether you’re looking for a primary residence, seasonal home, or investment opportunity, this 2nd floor condo offers the space, flexibility, and Central Florida convenience you’ve been looking for.

843 Grand Regency Point Unit 203, Altamonte Springs

$719,990
6 Beds 4 Baths Riviera Pointe SubDv. 32828 Zip Code
Welcome to 14639 Riviera Pointe Drive, offering a private pool with a beautiful fenced in backyard oasis. Step inside through the modern front double doors and explore an updated home with a flexible two-story layout and plenty of room to spread out. The main living area features an updated kitchen (2024), a formal dining room, a den/flex room, a dinette, and a large living room overlooking the private pool. Two bedrooms and one and a half bathrooms are conveniently located on the first floor, providing options for guests, a home office, hobby space, or additional living needs. Make your way outside to the screened pool area, where several improvements have already been completed. In 2022, the pool was resurfaced and a new gas pool heater was installed, followed by a new controller for the in-floor cleaning system and a new filtration system in 2026. The vinyl-fenced and thoughtfully landscaped backyard adds another layer of tranquility to the outdoor space. Enjoy the convenience provided by the mature banana, lemon, blood orange, olive, and finger lime trees. Upstairs, the primary suite is separated from three additional bedrooms by two loft areas, creating additional space for a media room, game room, study area, or whatever suits your needs. In the primary suite, you will find an oversized bedroom and an ensuite with a jacuzzi tub, a separate tiled shower, and a privacy closet. Additional home features include an inside laundry room with washer and dryer included, fully owned solar panels, a 2017 roof, separate HVAC systems for each level (replaced in 2015 and 2020), a gas water heater replaced in 2024, and new banded shades installed in 2026. Located in the sought-after community of the Preserve at Eastwood, homeowners can enjoy the peace of mind provided by a 24-hour guarded gate. In addition, the community features racquetball courts, tennis courts, a basketball court, pool, playground, a baseball field, and a soccer field. In addition, internet and cable are conveniently included in the HOA dues. With six bedrooms, multiple living and loft spaces, a private pool, wood floors and tile throughout, and numerous improvements already completed, this home offers plenty of flexibility both inside and out. Conveniently located near shopping, restaurants, and major highways, 14639 Riviera Pointe Drive is ready for its next chapter.

14639 Riviera Pointe Drive, Orlando

$750,000
32110 Zip Code
Position your business or investment along one of Flagler County’s key commercial corridors! This approximately 5.98-acre property features an impressive ±600 feet of frontage on US Highway 1 and C-2 commercial zoning. Located approximately four miles from the I-95 interchange, the site offers excellent visibility and convenient access to Palm Coast, Bunnell, Ormond Beach and the growing communities of southern Flagler County. C-2 zoning accommodates a broad range of potential uses, including retail and specialty shops, professional offices, banking, restaurants, assisted living, day care, arts and music schools, game rooms and automotive service stations. Additional uses may be available by special exception, including commercial warehousing, contractor storage yards, building-material and lumber yards, kennels, machine shops, roofing contractors, septic-service businesses and tractor sales. County mapping identifies the property within FEMA Flood Zone X, and no wetlands are apparent from currently available mapping. An existing approximately 2,000-square-foot residence, built in 1962, is recognized by the County as a legal nonconforming residential use and conveys in as-is condition. The property’s primary value lies in its acreage, extensive highway frontage, commercial zoning and strategic location. Zoning, permitted uses, special exceptions, development potential, wetlands, utility availability, access and all other site-related matters should be independently verified by the buyer with Flagler County, FDOT and the appropriate governmental agencies. Probate listing.

7951 S Us Highway 1, Bunnell

$330,000
4 Beds 2 Baths Bennetts Hammock Rep Tr 02 SubDv. 32129 Zip Code
Beautiful lake views, generous living spaces, and a flexible four-bedroom layout come together at 1122 Meditation Loop in Port Orange. This turnkey, thoughtfully updated home features the primary bedroom on the main level, with three additional spacious bedrooms upstairs. A removable divider door at the top of the staircase creates added privacy and separation, offering options for multigenerational living, or it can be removed for a more open, connected layout. Multiple living and dining spaces allow the floor plan to adapt to your lifestyle. The current dining room could easily become an additional living area, while the bright sunroom offers even more possibilities as a playroom, remote-work space, guest area, hobby room, or quiet retreat. Large windows fill the home with natural light and frame peaceful lake views from several interior spaces. Additional features include plank-style flooring, an upstairs laundry area, irrigation, a water softener, and windows and doors replaced in 2025. Outside, the rear paver patio creates a comfortable setting to relax, entertain, and enjoy the waterfront backdrop. The backyard also provides direct access to the attached garage for added convenience. Located near Port Orange shopping, dining, medical services, schools, and major roadways, this beautifully updated, move-in-ready home offers versatility, comfort, and a tranquil lakefront setting.

1122 Meditation Loop, Port Orange

$575,000
4 Beds 2 Baths Eagle Creek SubDv. 32832 Zip Code
Located within the guard-gated Eagle Creek community, 14157 Budworth Circle offers the combination of location, established community amenities, and thoughtful ownership that can be difficult to find in Lake Nona. The home has been continually improved over the years, with significant updates to the windows, bathrooms, roof, HVAC, kitchen appliances, outdoor living areas, and landscaping. Inside, the single-story layout offers 4 bedrooms, 2 bathrooms and approximately 2,164 square feet of living space, with ceramic tile flooring throughout and a family room featuring a bay window. The kitchen is finished with quartz countertops and a 2021 induction stove with convection oven, while both bathrooms were upgraded in 2022 with quartz countertops, LED mirrors, bidet toilets and Fibo Systems panels. A full-size washer and dryer, replaced in 2021, are also included. The improvements extend beyond the cosmetic details. All windows were replaced in 2022 with Renewal by Andersen windows, the roof was replaced in 2018, and the HVAC system was replaced in 2015 and maintained with twice-yearly inspections and tune-ups. The irrigation controller was replaced in 2024, with annual irrigation inspections continuing. Outdoor living was also thoughtfully expanded. In 2022, the lanai was extended to include a 10-foot patio and full enclosure, creating additional usable space overlooking the fully fenced backyard. The backyard includes a gate and partial pond view, while additional storage above the garage is accessible by a pull-down ladder. Most recently, the front yard was fully re-landscaped in June 2026 with landscape lighting. Beyond the property itself, the location places you in Eagle Creek with access to the community's golf, recreation and clubhouse amenities, while Lake Nona Town Center, Medical City, dining, entertainment and major healthcare facilities are all nearby. Narcoossee Road and SR-417 provide convenient access throughout Lake Nona and the greater Orlando area. For those evaluating not only the home itself but also the location, improvements and long-term ownership considerations, 14157 Budworth Circle presents a compelling opportunity in one of Lake Nona's established communities.

14157 Budworth Circle, Orlando

$2,950,000
4 Beds 5 Baths Estates At Browns Landing SubDv. 32128 Zip Code
Recipient of the VBIA Parade of Homes Showcase Award, this fully furnished model home, offers an unparalleled living experience where every detail has been thoughtfully curated. Each piece of décor and every fixture was hand-selected to create a home that is both sophisticated and welcoming. Built on a sprawling 1.7-acre homesite backing up to protected conservation, this custom home estate blends modern luxury with timeless elegance. The open-concept floor plan effortlessly connects the living room, chef’s kitchen, and dining nook, creating a seamless space perfect for entertaining or everyday living. The kitchen is a masterpiece, featuring a large contemporary island, expansive counters, and a hidden pantry for seamless organization. Walls of 10-foot tall corner sliding glass doors dissolve the boundary between indoors and out, opening to a backyard oasis with an infinity pool, spa, and a cabana with a fully equipped outdoor kitchen featuring a gas grill, pizza oven, ice maker, and refrigerator, perfect for year-round entertaining. The primary suite is a private retreat, complete with two walk-in closets, steam shower, a serene outdoor privacy garden, and a spa-inspired bath with a soaking tub and separate shower. Luxury touches abound, including soaring 14' to 16' ceilings, polished porcelain floors, and a wine bar that elevates everyday living into an indulgent escape. Beyond the home itself, The Estates at Brown’s Landing offers a serene, gated retreat rich with history. Nestled among preserved orange groves dating back to the 1930s and majestic historic oaks, the community celebrates Florida’s heritage while providing modern luxury. This is a rare opportunity to own a custom-built estate where history, nature, and elegance converge. Immediate Occupancy Available or Optional Builder Leaseback Opportunity. Furnishings are available separately.

1829 Adrian Creek Boulevard, Port Orange

$309,000
3 Beds 2 Baths Sanlando SubDv. 32701 Zip Code
Move-in-ready Mid-Century Modern charm in the heart of Altamonte Springs! Welcome to 520 Oakhurst Street, a 3-bedroom, 1.5-bath concrete block home offering a blend of character, thoughtful updates, and an incredible location in the established Sanlando area. Situated on a spacious 0.20-acre lot with NO HOA, this home is ready to enjoy from day one! Step inside to a bright, inviting interior filled with natural light and the clean lines and character that make Mid-Century Modern homes so appealing. Recent improvements include a 2022 roof, 2021 A/C, updated A/C ductwork, and replacement of all electrical outlets. All appliances, including the washer and dryer, are included, making this an easy move-in-ready opportunity. The functional floor plan offers comfortable living and bedroom spaces, while the updated bathroom features a modern shower and fresh tilework. With many of the big-ticket improvements already completed, you can spend less time worrying about projects and more time making the home your own. The outdoor space is where this property really shines! An oversized covered and fully screened back patio creates the perfect extension of the living space and overlooks a large, fenced backyard surrounded by mature tropical landscaping. Create a garden oasis, add a play area, entertain friends and family, or explore the possibility of adding a future pool. With NO HOA, there is also added flexibility for storing your boat, RV, trailer, or other recreational toys on the property, subject to local regulations. Location is another standout. Tucked into the desirable Sanlando area, you're approximately a mile from Altamonte Mall and minutes from Uptown Altamonte and Cranes Roost Park, where you'll find lakeside walking paths, restaurants, entertainment, community events, and more. Outdoor weekends are easy with Wekiwa Springs State Park and Wekiva Island just a short drive away, while Downtown Orlando and everything Central Florida has to offer remain within easy reach. With mid-Century Modern character, meaningful updates, a private backyard, and a prime Altamonte Springs location, this house can't be beat!

520 Oakhurst Street, Altamonte Springs

$750,000
32110 Zip Code
Position your business or investment along one of Flagler County’s key commercial corridors! This approximately 5.98-acre property features an impressive ±600 feet of frontage on US Highway 1 and C-2 commercial zoning. Located approximately four miles from the I-95 interchange, the site offers excellent visibility and convenient access to Palm Coast, Bunnell, Ormond Beach and the growing communities of southern Flagler County. C-2 zoning accommodates a broad range of potential uses, including retail and specialty shops, professional offices, banking, restaurants, assisted living, day care, arts and music schools, game rooms and automotive service stations. Additional uses may be available by special exception, including commercial warehousing, contractor storage yards, building-material and lumber yards, kennels, machine shops, roofing contractors, septic-service businesses and tractor sales. County mapping identifies the property within FEMA Flood Zone X, and no wetlands are apparent from currently available mapping. An existing approximately 2,000-square-foot residence, built in 1962, is recognized by the County as a legal nonconforming residential use and conveys in as-is condition. The property’s primary value lies in its acreage, extensive highway frontage, commercial zoning and strategic location. Zoning, permitted uses, special exceptions, development potential, wetlands, utility availability, access and all other site-related matters should be independently verified by the buyer with Flagler County, FDOT and the appropriate governmental agencies. Probate listing.

7951 S Us Highway 1, Bunnell

$380,000
2 Beds 2 Baths Ocean Beach Condo Club Ii SubDv. 32136 Zip Code
WAKE UP TO THE ATLANTIC! Spectacular DIRECT OCEAN VIEWS take center stage in this beautifully updated, FIRST-FLOOR 2-bedroom, 2-bath condo at Ocean Beach Condo Club II. From the moment you enter, you’ll see through the living area and out to the blue ocean beyond. Step through the sliding doors onto your private covered patio—the perfect spot for morning coffee while watching the sunrise over the Atlantic. This beautifully maintained coastal retreat has been thoughtfully updated with NEW luxury laminate flooring and baseboards, plantation shutters, fresh interior paint, ceiling fans, and updated electrical outlets. Best of all, it is offered FULLY FURNISHED, making your transition to beach life wonderfully easy. And what a location within the community! The POOL IS JUST STEPS FROM YOUR PATIO, surrounded by beautifully maintained lawn and tropical landscaping, with the Atlantic providing an incredible backdrop. When you're ready for the sand and surf, the community's PRIVATE BEACH ACCESS WALK-OVER puts the beach within easy reach. Located along scenic A1A in the quaint seaside village of Flagler Beach, you'll enjoy the laid-back Old Florida atmosphere the area is known for—locally owned restaurants, beachside dining, unique shops, fishing, surfing, and miles of beautiful shoreline. Perfectly positioned along Florida's Atlantic Coast, Flagler Beach offers a relaxed seaside lifestyle while keeping you within easy reach of some of the area's most popular destinations. Daytona Beach is approximately 20 minutes south, historic St. Augustine about 30 minutes north, Jacksonville approximately an hour north, and Orlando and its world-famous theme parks are just over an hour away. Whether you're searching for a full-time residence or the perfect Florida beach retreat, Unit #108 offers something special: FIRST-FLOOR CONVENIENCE, DIRECT OCEAN VIEWS, A PRIVATE PATIO, POOL JUST STEPS AWAY, PRIVATE BEACH ACCESS, BEAUTIFUL UPDATES, AND FULL FURNISHINGS. Come for the view...stay for the lifestyle! Call for your private showing today!

3510 S Ocean Shore Boulevard Unit 108, Flagler Beach

$699,000
4 Beds 2 Baths Brookshire Heights SubDv. 32792 Zip Code
Virtually Staged. Zoned for Fantastic Winter Park Schools, this 4 bed, 2 bath recently renovated abode is waiting for you. Located on a quiet, tree-lined street, you can walk to highly rated Brookshire Elem and Winter Park High. The open-plan living space has beautiful travertine tile floors flowing through the kitchen, dining room, and living room. Renovated in 2026, the kitchen offers quartz counter tops, new appliances, under cabinet lighting, custom tile backsplash, and pendant lights. Flowing from the kitchen to the dining room and through to the living room, this open floor plan is sure to please. Double French doors open from the sunny living room to the spacious backyard. The oversized two-car garage and laundry room are just off the kitchen. Travertine continues down the hall, while all 4 bedrooms have newly installed wood flooring (2024). The primary bedroom has a renovated ensuite (2026) with enlarged walk-in shower, custom tile, new fixtures, and new quartz topped vanity. All 4 bedrooms have window shutters and new ceiling fans, and the renovated hall bath (2025) offers new marble topped double sink vanity, new mirrors, and tub/shower tile surround. Out back, the grassy backyard with new fencing and St Augustine sod (2025) offers plenty of room for kids and pets to play or even a future pool addition. Located just 3 miles to Rollins College and the Park Ave shopping and dining district, this prime location offers other, even closer, benefits. Cady Way Park is 2 blocks away with a community pool, pickleball courts, tennis courts, picnic tables, and access to the Cady Way Bike Trail. NEW HVAC 2024, Roof 2015, updated electrical box 2014, and house re-piped with CPVC 2009. Come check out this charming move-in ready Winter Park house and make it your own home.

2260 Coldstream Drive, Winter Park

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